Terms of Use

5.1 To access certain services (“Paid Services”) which we provide through the Site, you may be required to pay a fee (“Fee”). Fees may include a VAT component dependent upon your location and whether the payment is from a VAT registered business.

5.2 You agree that, where you subscribe to any Paid Services you will honour your payment obligations.

5.3 Where you pay for any Paid Services, we shall redirect you to a third party payment provider, who will collect and process payment on our behalf. Your payment will be subject to that the payment provider’s own terms and conditions and privacy policy. We will not store your payment information, although we may make receipts of your payment available for you to view in your “My Account” section of the Site.

5.4 Failure to pay any Fee due may result in the suspension or termination of the relevant Paid Services. Also, you agree that:

Your purchase may be subject to foreign exchange fees or differences in prices based on location (e.g. exchange rates).
If you purchase a subscription, your payment method automatically will be charged at the start of each subscription period for the fees applicable to that period. To avoid future charges, you must notify us of your intention to cancel before the renewal date by contacting [email protected] , or by cancelling your subscription within the Account’ section when logged in to your profile. We will however endeavour to send you a reminder in advance of the renewal date. We will also give you an opportunity to cancel after renewal, free from any cancellation fee.
We may calculate taxes payable by you based on the billing information that you provide us at the time of purchase.

6. UPLOADING MATERIAL TO THE SITE

6.1 As a registered user, we may now or in the future provide you with the ability to upload or submit material, including, without limitation, text, photographs, graphics, video or audio material and any underlying material (“Material”) to the Site. Whenever you make use of a feature that allows you to upload Material to the Site, or make contact with other users of the Site, you must comply with the relevant Common Objective Do’s and Don’t’s set out at Sections 7 and 8 below.

6.2 By uploading or submitting any Material to any area of the Site and in consideration of our providing you with the opportunity to upload or submit Material to the Site (which you acknowledge as a sufficient benefit to you), you irrevocably and unconditionally grant EFG a non-exclusive, irrevocable, unrestricted, worldwide, royalty-free licence (including the right to sub-license) of the entire right, title and interest in and to the Material so that EFG and any successor may, subject to these Terms of Use, use the Material in any way, including (without limitation) the right to copy, edit, adapt, reformat, translate, create derivative works from, incorporate into other works, distribute, perform, play, broadcast, commercialise and otherwise make available to the public the Material (whether in whole or in part, or copies of the same) in any format or medium currently known or developed in the future, for the full period during which such rights subsist (including all renewals, revivals, reversions and extensions of the same) and thereafter to the fullest extent possible in perpetuity.

6.3 You agree to waive any moral rights (or any similar rights in any jurisdiction) you may have in and to any of your Material, even if it is modified, altered or changed in a manner which is not agreeable to you.

6.5 You warrant that:

6.5.1 any Material you submit or upload to the Site complies with the applicable requirements set out in Sections 7 and 8 below; and

6.5.2 the Material is your own original work and you own the entire right, title and interest in and to the Material and/or you have all necessary licences, rights, consents and permissions to use, and to authorise us to use, any and all intellectual property rights in such Material to enable us to use the Material in the manner contemplated by these Terms of Use.

6.6 When you upload Material to the Site it may be publicly available which means that both non-registered and registered users can view your Material. EFG shall be free to position your Material anywhere on the Site, as we choose in our sole discretion.

6.7 EFG does not exercise any editorial control over Material submitted on your profile and as such, we do not have any obligation to check the accuracy or truthfulness of the Materials, nor to monitor any users’ use of the Site.

6.8 We have the right but not the obligation, at our sole discretion, to remove any Material that you submit or upload to the Site.

6.9 You agree that by accessing the Site you may be exposed to Material which you find, vulgar, offensive, or otherwise objectionable. You accept that you access the Site at your own risk.